No credit card required
Track ISAs, pensions, property, and investments in one calm dashboard. No bank logins. Set up in under 2 minutes.
Total Net Worth
£0
+£12,400
this year
12-Month Growth
Assets
Stocks & Shares ISA
Vanguard
£45,280
Workplace Pension
NEST
£62,150
Cash ISA
Marcus
£20,000
Property Equity
London
£55,020
Sound familiar?
01
ISAs, pensions, property, savings. Five apps, no single view.
02
Formulas break. Tabs multiply. Tracking becomes maintenance.
03
Bank logins, transaction scraping, third-party access. Too much.
Why Netsum
A complete view of your wealth. No bank credentials required. Set up in minutes.
ISAs, pensions, property, crypto, savings. One calm dashboard, no mental maths.
Monthly check-ins, not daily chores.
You decide what to track and when to update.
No bank logins. No transaction scraping. Your data stays with you.
Free forever · No credit card required · Export anytime
Features
Cash, ISAs, pensions, property, crypto, vehicles, debt. All in one place.
Most people already track their net worth. Netsum just makes it calmer, clearer, and private.
How it works
The workflow is intentionally calm: capture once, update when you like, and trust the dashboard every time you open it.
30 seconds
Create your account with email and password. Google sign-in coming soon. No bank permissions required.
2 minutes
Manual-first so you stay in control. Templates for ISAs, pensions, property, crypto, and more.
Instant
Net worth, trajectory, and insights render instantly. Finally know where you stand.
Who it’s for
Netsum resonates with anyone who wants clarity without sacrificing privacy or aesthetic taste.
Track your FIRE journey without rebuilding spreadsheets every month. See your path to financial independence clearly.
Landlords and homeowners: see your property equity grow alongside your ISAs, pensions, and other assets.
Multi-currency wealth tracking for people with assets across borders. Track GBP, EUR, USD seamlessly.
Track your £20k allowance across multiple providers. See your ISA vs non-ISA split at a glance.
How we compare
Most finance apps want your bank credentials. Spreadsheets work but lack polish. Netsum gives you both privacy and a beautiful interface.
No bank connection required
Track wealth without sharing credentials
Import from spreadsheets
Migrate existing CSV or Excel data
UK tax wrapper support
ISAs, SIPPs, and pensions
Multi-asset tracking
Property, crypto, investments in one place
Clean, modern interface
Designed for clarity, not clutter
No ads or upselling
What you see is what you get
CSV and PDF export
Your data is always yours
Track wealth without sharing credentials
Netsum
Sheets
Emma
Migrate existing CSV or Excel data
Netsum
Sheets
Emma
ISAs, SIPPs, and pensions
Netsum
Sheets
Emma
Property, crypto, investments in one place
Netsum
Sheets
Emma
Designed for clarity, not clutter
Netsum
Sheets
Emma
What you see is what you get
Netsum
Sheets
Emma
Your data is always yours
Netsum
Sheets
Emma
= Premium feature (£4.99/mo, try free for 7 days)
Comparison based on publicly available information as of December 2024. Emma is a registered trademark of Emma Technologies Ltd.
Pricing
Free gives you everything you need to track your net worth. Premium adds deeper analysis and projections for serious wealth builders.
No credit card required
See your complete picture, no card required
or £49.99/year (save 2 months)
The longer you track, the more you see
Auto-downgrades to Free if you don't upgrade. First 500: 50% off forever (£2.5/mo)
Most finance apps want your bank login. We don't. Netsum gives you complete control over your financial data with zero compromises on privacy.
Typical finance apps
Privacy-first approach
Manual-first means you decide what to share. No automated data collection.
We never ask for your banking credentials. Your login details stay with you.
We don't pull data from your accounts. You control what gets added.
AES-256 encryption at rest, TLS 1.3 in transit. Industry standard security.
Your data lives in UK data centres. GDPR compliant by design.
Download your data as CSV whenever you want. No lock-in, ever.
We only store what you explicitly add. No tracking, no profiling.
FAQ
Yes. The Free tier includes full asset tracking, unlimited history, and basic charts. No credit card required, no trial expiry. Upgrade to Premium (£4.99/mo) if you want advanced analytics and projections.
You automatically downgrade to Free. No card on file means no surprise charges. You keep your data and can upgrade anytime.
Privacy. We never ask for your bank credentials, so there is nothing to leak or share. Most users update once a month. It takes less time than maintaining a spreadsheet.
Anything with value: ISAs, pensions, property, crypto, vehicles, savings, investments, debt. Netsum is built for UK tax wrappers but works globally with multi-currency support.
Yes. AES-256 encryption at rest, TLS 1.3 in transit. UK data residency, GDPR compliant. You can export or delete your data anytime.
Yes, cancel anytime from your account settings. You keep Premium access until your billing period ends, then downgrade to Free. Your data stays yours either way.
Free gives you full tracking, unlimited history, and basic charts. Premium adds advanced trend analysis, year-over-year comparisons, future projections, goal tracking, and unlimited exports.
Ready to start?
Join 200++ users tracking their wealth with Netsum. Private, manual-first, and built for the UK.
No credit card required · Set up in 2 minutes · Export anytime